Help fulfil the dreams and aspirations of fellow Indians, no matter how much they earn, what occupation they have or where they live.

Our Goal

We want to impact maximum number of lives by providing them with a wider access to financial services, through use of technology and by putting in trust in our customers. We aspire to serve 10 million customers by 2021 and 250 million customers by 2024

How to apply for loan

Step 1 - Fill an easy online form by providing basic information

Step 2 - Upload few common documents for further process

Step 3 -we will analyse your credit score instantly and evaluate the application

Step 4 - Once your application and documents are analysed, your account will be credited


A Personal Loan from Radiance Investments can help you meet your diverse financial needs – be it easy finance for a holiday, quick funds to take care of last-minute wedding expenses, medical emergency or just cash to buy a gadget. It’s instant, seamless and paperless and you can avail a loan up to Rs. 5 lakhs. What’s more? Get competitive interest rates, flexible loan tenures and easy loan repayment options. So go ahead, check your eligibility & apply for a Personal Loan in just a few taps.


Taking a loan for business is a common thing and most of the business owners does this either to survive or to grow their business. We all know that the inflow of cash is very important for any kind of business. Without cash inflow no company can survive nor can an entrepreneur. To overcome any kind of financial cash crunch business owners generally take a business loan. People generally believe that business loan is the only option to finance their business but this is not completely true. Business loan is one of the most common financial tool to finance one’s business but it is not the only one. This fact is not known to all that there are many loans which one can get being a business owner.


A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenors. They are repaid through EMIS. After repayment, the property’s title is transferred back to the borrower.
The lender possesses the legal rights to recover the outstanding loan amount by the sale of the property in question in case the borrower cannot repay the dues. Types of Home Loans Home purchase loan: Taken to purchase a home.

LOan against

A loan against property from Radiance Investments enables you to do it all. Radiance Investments offers customized property loans to salaried and self-employed individuals. Financing your child’s education, managing your wedding expenses, expanding your business, or even handling unforeseen medical expenses. Radiance Investments offers loan against property, a secured loan to meet different financial needs. ranging from weddings, planned or unplanned medical needs, or your child’s education. You can finance all these expenses easily with a loan against property and benefit from a high value loan with nominal interest rates.


Get a Radiance Investments Loan Against Car to finance your personal needs such as higher education, home improvement, working capital and urgent expenses. You can avail of up to 85% of the value of your car. Also, you can repay the loan over a long tenor of up to 60 months. With instant approval and minimal documentation, manage your expenses conveniently.


A mutual fund is an investment scheme that holds assets such as stocks/bonds or a combination of two. The portfolio of securities held under the fund comes with a variety to suit the needs of diverse investors. For example, risk-averse investors can opt for a mutual fund account with fixed-interest bonds as they are safer and pay a regular income. Additionally, those with a medium risk appetite can go for a mixture of equities and bonds. If the stock market crashes, your loss can be somewhat offset with the fixed interests of the bonds. Risks and profits are shared amongst investors. Most funds allow the investor to sell off their shares at any point they want, bringing in liquidity. Also, typically, an Asset management Company (AMC) undertakes investments with the fund manager overlooking the fund management.

Who are we

Radiance Investments is a non-deposit taking NBFC registered with the Reserve Bank of India and is a 100% subsidiary of Radiance Services Limited. As digitization transformed the banking and financial sector, the company recognized a great opportunity and ventured into the retail lending space with Radiance Loans and Services Limited. On the back of this digital transformation, Radiance Investments, has struck a sweet spot by providing a future ready digitised product to its consumers with Radiance Investments. Radiance Investments is a completely online personal loan fulfillment offering which provides customers with money directly in their bank accounts. The product has been developed to cater to the aspirational needs of the everyday Indian by providing speed and convenience to their personal loan needs. Along with personal loans, DLSL also caters to small and medium businesses by offering business and other Loans.

Loan Service

Online personal finance is currently on the rise, and it is already making ripple effects throughout the industry. For perspective, online consumer loans are now some of the most sought products at NBFCs-Fintech startups, contributing to 87% of the share of active loans. No doubt, you should be paying close attention to online personal finance in the future. But if you’re curious about how these loans are shaping the finance industry currently, here’s all you need to know.

Getting a loan is easy today, thanks to digitization. To achieve this feat, lenders have revamped processes like calculating loan EMIs, determining eligibility criteria, etc., that needed in-person assistance by automating them. And most lenders have been successful in doing this.

Online loan eligibility calculators Personal loan EMI calculator to help you select the EMI plan Real-time customer support e-KYC facilities Electronic document uploading facilities, and more.

Instant loan approvals and disbursals

With the digitization of the loan process, lenders have cut down on loan approval and disbursal time. Today, you can fill out the onlinepersonal loan application form in minutes, submit the documents, have them e-verified, and get the loan approved within a few hours. Additionally, once the loan is approved successfully, disbursals are quick, and the funds are credited directly to your account.

Greater transparency

Online loans have democratized the lending space, and the power is now in the hands of the borrower. Today, borrowers expect transparency at every step of the online loan process. They expect lenders to be transparent about their loan offers and any costs involved. Additionally, they want lenders to allow tracking of their loan applications in real-time, notify them about problems while processing instantly, and educate them about how they can manage their loans more conveniently.

Focus on better customer support

Given that borrowers can avail of online personal loan 24*7 from anywhere around the world, they expect lenders to provide customer service all day too.So, lenders have to offer more modes of customer support in addition to emails and calls like live-chat services to pay attention to customer concerns and alleviate them quickly.


Online lending services have made the loan application process easier, transparent, and customer-centric. They have also pushed lenders to solve customer problems through technology, thereby changing traditional lending altogether. Looking to secure personal loan finance? Turn to Tata Capital. We have a simplified online loan application process, attractive interest rates, flexible EMI plans, and top-of-the-line customer service. Connect today!


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